Mu bihe by’iminsi mikuru, cyane cyane mu mpera z’umwaka n’ibirori byo kwizihiza ibihe byihariye, akenshi abantu bagerageza kwerekana ko bishimye bakoresheje amafaranga menshi.
Ibi bishobora kuba kurya birenze urugero, kugura ibintu birenze ubushobozi, cyangwa gusesagura ku bintu bidafite akamaro. Nyamara, abahanga mu by’imitekerereze, imibereho, n’ubukungu bagaragaza ko gusesagura muri ibi bihe bishobora kugira ingaruka mbi ku buzima bw’umuntu bwite, umuryango, ndetse n’umuryango mugari.
Imitekerereze n’imyitwarire
Abahanga mu by’imitekerereze bavuga ko hari impamvu nyinshi zitera abantu gusesagura mu minsi mikuru. Muri zo harimo guhatirwa n’imyitwarire y’abandi (peer pressure), kumva bashaka kwerekana ko bafite ubushobozi, ndetse no gushaka kwishimisha by’igihe gito.
Ibi bituma umuntu ashobora kwishora mu bikorwa bidahuye n’imikorere ye isanzwe, birimo kugura ibintu bihenze cyangwa gukora ibirori bikomeye birenze ubushobozi bwe.
Dr. Barry Schwartz, impuguke mu by’imyitwarire, agaragaza ko abantu bakunze gusesagura kugirango biyerekane muri sosiyete, cyane cyane mu bihe byo kwizihiza. Nyamara, ibi bishobora gutera agahinda n’umubabaro nyuma y’iminsi mikuru, igihe umuntu asanze ibyo yakoze byamuviriyemo ibihombo cyangwa imyenda. Aha ni ho haturuka igitekerezo cy’uko “umunezero w’umunsi umwe ushobora gutuma umuntu ababara igihe kirekire.”
Ubukungu bw’umuntu ku giti cye n’umuryango
Mu bijyanye n’ubukungu, gusesagura mu minsi mikuru bigira ingaruka zikomeye, cyane cyane ku bantu badafite ubushobozi buhagije. Nk’uko ubushakashatsi bwakozwe na National Endowment for Financial Education bwabigaragaje, abantu benshi bafata imyenda nyuma y’iminsi mikuru kubera kugura ibintu badashoboye kwishyura.
Gusesagura muri ibi bihe bishobora gutuma umuntu yisanga mu bibazo by'ubukungu igihe kirekire, bigatuma bigorana kugera ku ntego zo kuzamura ubukungu bwite cyangwa ubw’umuryango.
Ikindi abahanga bemeza ni uko iminsi mikuru idakwiye gufatwa nk’umwanya wo kwiyerurutsa. Dr. Elizabeth Dunn, impuguke mu by’ubukungu bw’imyitwarire, avuga ko abantu bakwiye gushyira imbere kugabanya ibikenewe muri ibi bihe, bagashyira imbaraga mu bikorwa bifite agaciro karambye, nko gushyigikira ibikorwa by’iterambere cyangwa kwita ku miryango yabo kuruta gushaka kwiyerekana.
Imibereho rusange
Mu bijyanye n’imibereho, gusesagura mu minsi mikuru bishobora no kugira ingaruka mbi ku muryango mugari. Abahanga mu by’imibereho bavuga ko guharanira gucunga neza umutungo w’umuryango ari ingenzi, cyane cyane mu bihugu bikiri mu nzira y’amajyambere aho ubushobozi bw’abantu buba buke.
Aha ni ho haturuka igitekerezo cy’uko iminsi mikuru idakwiye kuba icyuho cyo kwangiza umutungo w’umuryango cyangwa gushyira abandi mu gihombo mu rwego rwo kwishimisha.
Abahanga kandi bavuga ko kugabanya gusesagura bituma umuntu abasha gucunga neza umutungo we, akawukoresha mu buryo bufite umumaro. Aho gutakaza amafaranga ku bintu bidafite akamaro, umuntu ashobora kuyashora mu bikorwa by’iterambere, agafasha imiryango ikeneye ubufasha, cyangwa akayazigamira ejo hazaza.
Uburyo bwiza bwo kwizihiza
Nk’uko abahanga babivuga, kwizihiza iminsi mikuru si bibi, ariko birakwiye kubikora mu buryo budasesagura. Uburyo bwiza bwo kwizihiza iminsi mikuru ni ugushyira imbere agaciro k’ibikorwa birimo kuganira n’inshuti n’abavandimwe, gusangira ibyishimo mu buryo budakennye umutungo w’umuryango, no gufata umwanya wo gutekereza ku byagezweho mu mwaka ushize.
Abahanga bavuga ko kwizihiza bidakwiye gukorwa mu buryo bushobora kwangiza imibereho y’umuntu cyangwa umuryango. Ahubwo, abantu bakwiye gushyira imbere ingamba zo gutegura neza iminsi mikuru mu buryo bujyanye n’ubushobozi bwabo, bakibuka ko ubuzima bukomeza n’inyuma y’iyo minsi mikuru. Gusesagura birinda kandi bigafasha kubaka imibereho irambye, haba ku giti cy’umuntu, ku muryango, ndetse no ku muryango mugari.
Umwanditsi: Rose Mary Yadufashije
TANGA IGITECYEREZO