Banki y’Igihugu Itsura Amajyambere (BRD), yatangiye gucuruza impapuro mpeshamwenda zifite agaciro ka Miliyari 30 Frw mu gihe cy’imyaka irindwi iri imbere (7), ziri mu cyiciro cy’izizwi nka “Sustainability-Linked Bonds.”
Kuri uyu wa Gatanu tariki
27 Ukwakira 2023, ni bwo ubuyobozi bw’iyi Banki bwashyize ku isoko ry’imari n’imigabane
izi mpapuro mpeshamwenda mu muhango wabereye nyubako ya Kigali City Tower aho Ikigo
cy'Imari n’Imigabane mu Rwanda (Rwanda Stock Exchange (RSE) gikorera.
Ni umuhango witabiriwe n’abayobozi banyuranye barimo Umuyobozi Mukuru wa Banki y’Igihugu Itsura Amajyambere (BRD), Kampeta Pitchette Sayinzoga; Umunyamabanga wa Leta ushinzwe Imari muri Minisiteri y’Imari n’Igenamigambi, Richard Tusabe;
Umuyobozi wa Banki ya Kigali, Dr. Diane Karusisi, abayobozi
muri Banki y’Isi mu Rwanda; Umuyobozi Mukuru w'Ikigo cy'Imari n'Imigabane mu
Rwanda (Rwanda Stock Exchange (RSE), Rwabukumba Pierre Célestin n’abandi.
BRD yatangiye gucuruza
izi mpapuro mpeshamwenda nyuma y’uko ku wa 29 Nzeri 2023 bazishyize ku isiko
zigatangira kugurishwa zikagurwa neza.
Bityo bakaba barasanze
ari byiza ko bazishyira ku isoko ry’imibare n’imigabane (Rwanda Stock Exchange)
aho umusaruro ukomeza kuva muri izi mpapuro mvunjafaranga uzakomeza gukoreshwa mu
guha abakiriya bayo serivisi z’iterambere.
Imyaka 56 irashize BRD
itangiye ibikorwa byayo mu Rwanda. Ni urugendo rwaherekejwe no gufata inguzanyo
y’amafaranga ikoresha bayahabwa n’abafatanyabikorwa batandukanye barangajwe
imbere na Banki y’Isi.
Ni inguzanyo bafataga mu
madevize akaza mu gihugu. Mu myaka ishize nibwo bagize igitekerezo cy’abahanga
cyo kureba uko nka Banki y’Iterambere bateza imbere abanyarwanda, bikarenga ku
kuba basanzwe bizigamira muri Banki banafata inguzanyo zinyuranye cyangwa se
binyuze ku isoko ry’imari n’imigabane.
Umuyobozi Mukuru wa Banki
y’Igihugu Itsura Amajyambere (BRD), Kampeta Pitchette Sayinzoga, yumvikanishije
ko izi mpapuro mpeshamwenda zashyizwe ku isoko hagamijwe kubona amafaranga
azifashishwa mu bikorwa birimo gufasha ibigo bibungabunga ibidukikije, gufasha
Abanyarwanda kubona inguzanyo byoroshye, kubafasha kubona inzu zihendutse; no
guteza imbere imishinga y’abari n’abategarugori.
Iyo waguze izo mpapuro ku
isoko ry’ibanze uba ufite uburenganzira bwo kuzigurisha nawe uciye ku isoko ryo
ku rwego rwa kabiri riri ku isoko ry’imari n’imigabane ry’u Rwanda (RSE).
Uwari warashoye muri izo
mpapuro yegera abahuza ku isoko ry’imigabane n’imigabane (brockers) akababwira
umubare w’izo ashaka kugurisha, bakamufasha gushaka undi muntu wifuza kugura
izo mpapuro.
Banki Nkuru y’Igihugu
(BNR) isobanura ko ugurisha afata igiciro asanze ku isoko, iyo amaze kumvikana
n’umuguzi babifashijwemo n’abahuza (RSE brokers), ahabwa ikiguzi cyazo hanyuma izo
mpapuro zikandikwa ku waziguze.
Umuyobozi Ushinzwe
kurebera intumbero za Banki ya BRD, Kamanzi Ferdinard yabwiye InyaRwanda ko aha
ariho bahereye bafata icyemezo cyo gushyira ku isoko impapuro mpeshamwenda za
Miliyari 30 Frw mu rwego rwo gufasha Abanyarwanda mu bikorwa by’iterambere n’ishoramari
rirambye.
Ati “Twaravuze tuti
uwahindura tukaza no ku isoko ryacu tukaba twaza mu banyarwanda bakaduha
amafaranga y’amanyarwanda ntibaduhe amafaranga y’amadevize, bakaduha amafaranga
y’abanyarwanda, tukayashyira mu mishinga y’abanyarwanda, tugateza imbere n’igihugu
cyacu. Niyo mpinduka! Twaje ku isoko dushyiraho impapuro mpeshwamwenda.”
Iyi gahunda y’imyaka
irindwi batangiye yo gucuruza izi mpapuro mpeshamwenda ku isoko ry’Imari n’Imigabane
zifite agaciro ka miliyari 30 Frw, bayitezeho kubageza kuri Miliyari 150 Frw.
Uwaguza izi mpapuro
azahabwa inyungu ya 12,85% buri mwaka. Ni mu gihe ½ cy’inyungu azajya agihabwa
buri mezi atandatu mu gihe cy’imyaka irindwi.
BRD igaragaza ko inyungu
izava muri izi mpapuro mpeshamwenda izabafasha gukomeza gucuruza n’izindi
mpapuro mpeshamwenda ku isoko ry’imari n’imigabane nyuma y’imyaka irindwi.
Iyi banki isanzwe ifite
igipimo cya B+ cyerekana ko bizewe na Leta, bibaha uburenganzira bwo kuba
bashobora imari mu bikorwa by’iterambere no kujya isoko ry’Imari n’Imigabane.
BRD yatangiye gucuruza
izi mpapuro mpeshamwenda bigizwemo uruhare na Banki y’Isi yabahaye Miliyari 10
z’amadorali nk’ingwate kuri izi Miliyari 30 Frw bashyize ku isoko.
Kamanzi Ferdinard ati “Kuri
buri munyarwanda wese wamaze gushyira amafaranga ye muri izi mpapuro
mpeshamwenda za Miliyari 30 Frw n’abazazigura ku isoko ry’Imari n’Imigabane nk’uko
twazishyizeho uyu munsi bafite icyizere y’uko 33% y’aya mafaranga igihe BRD
yazaba yagize ikibazo bazishyuza, Banki y’Isi izabishyigikira ibyishyure. Ni
akandi kantu navuga k’icyizere kiyongeraho.”
Aya mafaranga Banki y’Isi
yahaye BRD yanyujijwe muri iyi Banki, niyo igomba kuyafata nk’ingwatwe kugeza
ubwo imyaka irindwi izaba irangiye.
Kamanzi Ferdinard yavuze
ko izi mpapuro mpeshamwenda bashyize ku isoko zidasanzwe, kuko izi zita cyane
ku mikorere myiza n’imibereho myiza y’abaturage.
BRD yiyemeje ko bazajya
batanga inguzanyo bitaye cyane ku mishinga ikora ku bidukikije kandi biha
ubuzima bwiza abanyarwanda.
43% by’inguzanyo iyi
Banki yatanze zahawe ibigo by’Imari mu myaka ishize. Hamwe n’izi mpapuro mpeshamwenda
barifuza ko inguzanyo zihabwa abari n’abategarugori zizamuka zikava kuri 15%
zikagera kuri 33%.
Banafite gahunda yo
gutanga inguzanyo zizagera ku bihumbi 13 muri 2028 zizahabwa abafatanyabikorwa
bazashobora gutunga amacumbi aciriritse.
Igiciro cy’izi mpapuro
mpeshamwenda gihindagurika bitewe n’abaguzi n’abacuruzi. Bagifungura iri soko,
hahise hagurwa impapuro zifite agaciro ka Miliyoni 397 Frw zamaze kugurwa,
hariho igiciro cy’amafaranga 100,7 Frw ku mugabane umwe.
BRD yaciye agahigo kuko
ariyo Banki ya mbere ku Isi itsura amajyambere yabashize gushyira ku isoko ry’imari
n’imigabane impapuro mpeshamwenda. Ni nabwo bwa mbere bikozwe kuri iri soko ryo
mu Karere k’Afurika y’Iburasirazuba.
Kuri Kamanzi “Ni ishema
dufite nk’Abanyarwanda, ni ishema dufite ryo gukomeza guteza imbere ibikorwa n’imishinga
y’abanyarwanda itera imbere.”
Kugeza ubu, iri soko ry’imari
n’imigabane ripima Miliyari 3.8 z’amadorali y’Amerika. Ni mu gihe abamaze
kugana iri soko bageze ku bihumbi 20.
Iri soko risanzwe ririho
imigabane y'ibigo birimo nka KCB, MTN Rwanda, Equity Bank, Banki ya Kigali, CMR
(Cimerwa Cement Limited), USL (Uchumi Supermarkets), CTL (Cyrstal Telecom
Rwanda), IMR (I&M Bank Rwanda Limited), NMG (Itsinda ry'Igitangazamakuru
ry'Igihugu) n'abandi.
Isoko ry’imigabane mu
Rwanda ryasimbuye Rwanda Over the Counter Exchange kuva muri Mutarama 2008,
Impapuro mpeshamwenda ni
impapuro zishyirwa ku isoko na Leta y’igihugu runaka cyangwa ibigo by’imari bishaka
kugurizwa amafaranga, abashoramari babyifuza bakagura izo mpapuro, bityo bakaba
bagurije Leta/ibigo by’imari, bakajya babona inyungu kugeza igihe izo mpapuro
zizavira ku isoko.
Impapuro mpeshamwenda ni uburyo
bwiza bwo kwizigamira no guteganyiriza ejo hazaza nk’amashuri y’abana,
izabukuru, n’ibindi.
Ni ishoramari ryizewe kuko
uryitabiriye aba yizeye guhabwa inyungu ku gihe, ndetse akazasubizwa amafaranga
ye yashoye iyo igihe cyagenewe izo mpapuro mpeshamwenda kirangiye.
Izo mpapuro ubundi
zinitwa “Mvunjwafaranga” kuko uwazishoyemo aba ashobora kuzigurisha anyuze ku isoko
ry’Imari n’Imigabane ry’ u Rwanda (RSE) mu gihe ashatse amafaranga mbere
y’igihe zateganyirijwe kuvira ku isoko.
Uwashoye muri izi mpapuro
mpeshamwenda ashobora kuzitangaho ingwate akabona inguzanyo mu bigo by’imari.
Ushaka kugura impapuro
mpeshamwenda asabwa kuba afite byibura amafranga y’u Rwanda ibihumbi ijana
(100.000 Frw) kuri konti muri banki cyangwa ibihumbi bitanu (FRW 5,000) kuri
telephone ngendanwa kuko ni cyo giciro fatizo cy’urupapuro rumwe.
Umuyobozi Mukuru wa Banki
y’Igihugu Itsura Amajyambere (BRD), Kampeta Pitchette Sayinzoga, yashimye Banki
y’Isi yabateye inkunga bakabasha gushyira ku isoko impapuro mpeshamwenda za
Miliyari 30 Frw, avuga ko babyitezeho guteza imbere Abanyarwanda
Umuyobozi w'Isoko
ry'Imari mu Rwanda, Rwabukumba Pierre Celestin, yagaragaje ko uko iri soko ry’imari
n’imigabane rigenda ryaguka ari nako n’umubare w’Abanyarwanda barigana wiyongera
Umunyamabanga wa Leta ushinzwe Imari muri Minisiteri
y’Imari n’Igenamigambi, Richard Tusabe
Umuyobozi wa Banki ya Kigali, Dr. Diane Karusisi [Ubanza iburyo]
Umuyobozi Ushinzwe kurebera intumbero za Banki ya BRD,
Kamanzi Ferdinard yavuze ko binyuze muri izi mpapuro mpeshamwenda bashaka
kuzamura urwego rw’inguzanyo batangaga ku bari n’abategarugori n’indi mishinga
y’iterambere rirambye
Abayobozi muri Banki y’Isi mu Rwanda bitabiriye uyu
muhango
Abamaze kugura impapuro
mpeshamwenda za BRD bahawe rugari batangira kuzigurisha ku isoko ry’imari n’imigabane
ry’u Rwanda
Kanda hano urebe amafoto menshi ubwo BRD yashyiraga ku isoko impapuro mpeshamwenda
AMAFOTO: Serge Ngabo-InyaRwanda.com
TANGA IGITECYEREZO